Terms of Service

Last Updated: January 24, 2026

Welcome to EquiVest-IQ. Please read these Terms and Conditions carefully before accessing or using our website and investment services. By accessing or using this platform, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please discontinue use of our services.

1

Acceptance of Terms

By accessing or using the EquiVest-IQ platform, you agree to comply with and be legally bound by these Terms and Conditions. These terms apply to all users, including visitors, investors, and registered account holders. If you do not accept these terms, you must not use our services.

2

Privacy Policy

EquiVest-IQ is committed to protecting your privacy and safeguarding personal information. This Privacy Policy explains how we collect, use, store, and protect information obtained through the use of our platform and services.

We collect only information necessary to provide and improve our services
Personal data is handled securely and confidentially
We do not sell or share personal information with unauthorized third parties
Security measures are implemented to prevent unauthorized access or misuse

3

Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account. You agree to notify EquiVest-IQ immediately of any unauthorized access or suspected security breach.

Important: Any suspected unauthorized activity should be reported to our support team without delay.

4

Deposits & Withdrawals

Funding and withdrawal requests are processed in accordance with our internal policies and verification procedures to ensure security and regulatory compliance.

All transactions are subject to verification and approval
Processing times may vary based on method and network conditions
EquiVest-IQ reserves the right to delay transactions for security review
Additional documentation may be required for compliance purposes
Applicable transaction or network fees are the responsibility of the user

5

Referral Program

Participation in the EquiVest-IQ referral program is optional and subject to these Terms. Participants must act ethically and in compliance with all applicable laws and platform policies.

Fraudulent or abusive referral activity is strictly prohibited
Multiple account creation for referral benefits is not permitted
Violations may result in forfeiture of referral benefits
Referral terms and incentives may be modified or discontinued at any time

6

Intellectual Property

All content, materials, and functionality on the EquiVest-IQ platform are the exclusive property of EquiVest-IQ or its licensors. No content may be copied, reproduced, or distributed without prior written permission.

7

Limitations of Liability

To the maximum extent permitted by law, EquiVest-IQ shall not be liable for indirect, consequential, or incidental damages arising from the use of our platform or services.

Loss of profits or investment opportunities
Loss of data or business interruption
System downtime or service delays
Any damages beyond our reasonable control

8

Modifications to Terms

EquiVest-IQ reserves the right to update or modify these Terms at any time. Changes become effective immediately upon publication. Continued use of the platform constitutes acceptance of the revised terms.

9

Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with applicable laws and regulations, without regard to conflict of law principles.

10

Contact Us

If you have any questions regarding these Terms and Conditions, please contact our support team:

Email: help@equivest-iq.com